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								  <tr class="tr1">
									<td valign="top"></td> 
									<td valign="top"><font color="4f4f4f"><?php echo "Call 1800 623 611"; ?></font></td> 
								  </tr>
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									<td class="td2" >
										<ul class="cssMenu">
											<li>
												<span class="vff"><a href="/about-us.php">ABOUT US</a></span>
														<span class="s11">...</span>
												<ul>
													<li><span class="A1"><a href="/about-us/overview.php" style="text-decoration: none"><div align="left" style="padding-left: 7px;">Overview</div></a></span></li>
													<li><span class="A1"><a href="/about-us/why-we-stand-out.php" style="text-decoration: none"> <div align="left" style="padding-left: 7px;">Why We Stand Out</div></a></span></li>
													<li><span class="A1"><a href="/about-us/management.php" style="text-decoration: none"><div align="left" style="padding-left: 7px;">Management</div></a></span></li>
													<li><span class="A1"><a href="/about-us/clients.php" style="text-decoration: none"><div align="left" style="padding-left: 7px;">Clients</div></a></span></li>
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									<td class="td3" >
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											<li>
												<span class="vff"><a href="/our-solutions.php">OUR SOLUTIONS</a>  </span>    
													<span class="s11">...</span>												
												<ul>
													<li><span class="A1"><a href="/our-solutions/finance-lease.php" style="text-decoration: none"><div align="left" style="padding-left: 7px;">Finance Lease</div></a></span></li>
													<li><span class="A1"><a href="/our-solutions/rental.php" style="text-decoration: none"><div align="left" style="padding-left: 7px;">Rental</div></a></span></li>
													<li><span class="A1"><a href="/our-solutions/fully-maintained-rental.php" style="text-decoration: none"><div align="left" style="padding-left: 7px;">Fully Maintained Rental</div></a></span></li>
													<li><span class="A1"><a href="/our-solutions/commercial-hire-purchase.php" style="text-decoration: none"><div align="left" style="padding-left: 7px;">Commercial Hire Purchase</div></a></span></li>
													<li><span class="A1"><a href="/our-solutions/chattel-mortgage.php" style="text-decoration: none"><div align="left" style="padding-left: 7px;">Chattel Mortgage</div></a></span></li>
													<li><span class="A1"><a href="/our-solutions/compare.php" style="text-decoration: none"><div align="left" style="padding-left: 7px;">Compare</div></a></span></li>
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											<li>
												<span class="vff"><a href="/equipment.php">EQUIPMENT</a>    </span>    
													<span class="s11">...</span>
												<ul>
													<li><span class="A1"><a href="/equipment/audiovisual-tvs.php" style="text-decoration: none"><div align="left" style="padding-left: 7px;"> Audiovisual & TVs</div></a></span></li>
													<li><span class="A1"><a href="/equipment/fitness-medical.php" style="text-decoration: none"><div align="left" style="padding-left: 7px;">Fitness & Medical</div></a></span></li>
													<li><span class="A1"><a href="/equipment/gaming-hospitality.php" style="text-decoration: none"><div align="left" style="padding-left: 7px;"> Gaming & Hospitality</div></a></span></li>
													<li><span class="A1"><a href="/equipment/machinery-yellowgoods.php" style="text-decoration: none"><div align="left" style="padding-left: 7px;">  Machinery & Yellow Goods</div></a></span></li>
													<li><span class="A1"><a href="/equipment/it-telephony.php" style="text-decoration: none"><div align="left" style="padding-left: 7px;"> IT & Telephony</div></a></span></li>
													<li><span class="A1"><a href="/equipment/pointofsale-security.php" style="text-decoration: none"><div align="left" style="padding-left: 7px;">Point of Sale & Security</div></a></span></li>
													<li><span class="A1"><a href="/equipment/vehicles.php" style="text-decoration: none"><div align="left" style="padding-left: 7px;"> Vehicles</div></a></span></li>
												</ul>
											</li> 
										 </ul>
									
									</td> 
									
									
									
									<td class="td4" >
										<ul class="cssMenu">
											<li>
												<span class="vff"><span class="vff"><a  href="/direct-customers.php">DIRECT CUSTOMERS</a>    </span>  </span>  
													<span class="s11">...</span>	
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													<li><span class="A1"><a href="/direct-customers/why-finance.php" style="text-decoration: none"><div align="left" style="padding-left: 7px;"> Why Finance</div></a></span></li>
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		<span class="A55"><a href="/home.php"> Home</a></span><img src="/imt/crumb.jpg"> <span class="A55"><a href="/contact-us.php"> Contact Us</a></span> <img src="/imt/crumb.jpg"> <font color="gray">Frequently Asked Questions</font>
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		 <div class="hj">Frequently Asked Questions</div> 
		 
		
		
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		 <div id="faq"  style="width:625px; position:relative; left:10px;">
	 
				<h1 style="height:28px;" id="faqH_1" class="gray-bg-faqnovisit">
					<a href="javascript:void(0);" onclick="faqSwitch(1);">1. How does the approval process work?</a>
				</h1>
				<div class="accordion_content" id="faqB_1" style="display:none; visibility: hidden;padding-top:7px;padding-left:23px;padding-bottom:20px;">
					Thorn Equipment Finance provides consultation and materials to help the customer decide which option of financing or renting best suits their business. Then the customer fills out the application forms and submits them to us. If all the information is there, our in-house credit approval process takes place. After approval, the documentation moves on to settlement, when the goods are delivered to the customer and the equipment supplier is paid in full. After that, the customer starts making the monthly repayments to Thorn Equipment Finance, which manages the contract directly and provides support. In the end of the term, customers are given different options depending on the solution chosen.						
				</div>
				
				<h1 style="height:28px;" id="faqH_2" class="gray-bg-faqnovisit">
					<a href="javascript:void(0);" onclick="faqSwitch(2);">2. What happens to the goods at the end of the contract?	</a>
				</h1>
				<div class="accordion_content" id="faqB_2" style="display:none; visibility: hidden;padding-top:7px;padding-left:23px;padding-bottom:20px;">
					The customer can retain ownership if it's a finance lease, commercial hire purchase or chattel mortgage. Rental agreements offer the options of returning the goods, buying them at an agreed price, extending the same rental, or starting a new one with new equipment.						
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				<h1 style="height:28px;" id="faqH_3" class="gray-bg-faqnovisit">
					<a href="javascript:void(0);" onclick="faqSwitch(3);">3. How long does it take for customers to get approval?	</a>
				</h1>
				<div class="accordion_content" id="faqB_3" style="display:none; visibility: hidden;padding-top:7px;padding-left:23px;padding-bottom:20px;">
					Usually within one working day, from the moment Thorn Equipment Finance receives all the information. Once an application is approved, settlement will simply depend on delivery of equipment and return of signed contracts and supporting documents.						
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				<h1 style="height:28px;" id="faqH_4" class="gray-bg-faqnovisit">
					<a href="javascript:void(0);" onclick="faqSwitch(4);">4. What are the supporting documents you need after approval? 	</a>
				</h1>
				<div class="accordion_content" id="faqB_4" style="display:none; visibility: hidden;padding-top:7px;padding-left:23px;padding-bottom:20px;">
					Aside from the signed contracts and delivery confirmation, a copy of the Drivers Licence for the signatory. Other supporting documents may be requested, depending on each case.						
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				<h1 style="height:28px;" id="faqH_5" class="gray-bg-faqnovisit">
					<a href="javascript:void(0);" onclick="faqSwitch(5);">5. What is your rate?	</a>
				</h1>
				<div class="accordion_content" id="faqB_5" style="display:none; visibility: hidden;padding-top:7px;padding-left:23px;padding-bottom:20px;">
					 It depends on ever-changing interest rates and also on the value and type of the equipment leased. But you'll find our rates competitive, especially considering our focus on one-on-one customer service. Ask us for a free quote.					
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				<h1 style="height:28px;" id="faqH_6" class="gray-bg-faqnovisit">
					<a href="javascript:void(0);" onclick="faqSwitch(6);">6. How can I calculate the monthly payments?	</a>
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				<div class="accordion_content" id="faqB_6" style="display:none; visibility: hidden;padding-top:7px;padding-left:23px;padding-bottom:20px;">
					Because there are a few variables, we believe it's easier to get in touch and let Thorn Equipment Finance work it out for you. If you are a vendor or broker and would prefer to generate estimates yourself, we can surely show you the way and provide the tools.					
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				<h1 style="height:28px;" id="faqH_7" class="gray-bg-faqnovisit">
					<a href="javascript:void(0);" onclick="faqSwitch(7);">7. What products do you finance?	</a>
				</h1>
				<div class="accordion_content" id="faqB_7" style="display:none; visibility: hidden;padding-top:7px;padding-left:23px;padding-bottom:20px;">
					We finance many different categories. The detailed answer is on  <span class="A6"><a href="/equipment.php">this page</a></span>.					
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<h1 style="height:28px;" id="faqH_8" class="gray-bg-faqnovisit">
  <a href="javascript:void(0);" onclick="faqSwitch(8);">8. What's the difference between X and Z?	</a>
</h1>
<div class="accordion_content" id="faqB_8" style="display:none; visibility: hidden;padding-top:7px;padding-left:23px;padding-bottom:20px;">
If you want to quickly compare leasing, renting and all those options, have a look at <span class="A6"><a href="/our-solutions/compare.php">this page</a></span>.					
</div>

<h1 style="height:28px;" id="faqH_9" class="gray-bg-faqnovisit">
  <a href="javascript:void(0);" onclick="faqSwitch(9);">9. When do vendors get paid for financed products?	</a>
</h1>
<div class="accordion_content" id="faqB_9" style="display:none; visibility: hidden;padding-top:7px;padding-left:23px;padding-bottom:20px;">
Funds are remitted in full to a supplier/reseller upon installation of the equipment and settlement of the transaction.			
</div>


<h1 style="height:28px;" id="faqH_10" class="gray-bg-faqnovisit">
  <a href="javascript:void(0);" onclick="faqSwitch(10);">10. What is the minimum amount that can be financed? 	</a>
</h1>
<div class="accordion_content" id="faqB_10" style="display:none; visibility: hidden;padding-top:7px;padding-left:23px;padding-bottom:20px;">
$2,000.00 + GST.					
</div>


<h1 style="height:28px;" id="faqH_11" class="gray-bg-faqnovisit">
  <a href="javascript:void(0);" onclick="faqSwitch(11);">11.  Can I rent just a couple of TVs from you?	</a>
</h1>
<div class="accordion_content" id="faqB_11" style="display:none; visibility: hidden;padding-top:7px;padding-left:23px;padding-bottom:20px;">
It is only feasible for us to rent 5 or more TV units per contract (fully maintained rental).				
</div>



<h1 style="height:28px;" id="faqH_12" class="gray-bg-faqnovisit">
  <a href="javascript:void(0);" onclick="faqSwitch(12);">12. How long are your financing terms?	</a>
</h1>
<div class="accordion_content" id="faqB_12" style="display:none; visibility: hidden;padding-top:7px;padding-left:23px;padding-bottom:20px;">
There are flexible options ranging between 12 and 60 months.				
</div>



<h1 style="height:28px;" id="faqH_13" class="gray-bg-faqnovisit">
  <a href="javascript:void(0);" onclick="faqSwitch(13);">13. Why are you better than my current finance broker?	</a>
</h1>
<div class="accordion_content" id="faqB_13" style="display:none; visibility: hidden;padding-top:7px;padding-left:23px;padding-bottom:20px;">
Thorn Equipment Finance is the lender. If you deal directly with us, you streamline the process and possibly get better rates.			
</div>


<h1 style="height:28px;" id="faqH_14" class="gray-bg-faqnovisit">
  <a href="javascript:void(0);" onclick="faqSwitch(14);">14.   Why are you better than all the other lenders?	</a>
</h1>
<div class="accordion_content" id="faqB_14" style="display:none; visibility: hidden;padding-top:7px;padding-left:23px;padding-bottom:20px;">
You can find details on what sets us apart on <span class="A6"><a href="/about-us/why-we-stand-out.php">this section</a></span>.			
</div>

<h1 style="height:28px;" id="faqH_15" class="gray-bg-faqnovisit">
  <a href="javascript:void(0);" onclick="faqSwitch(15);">15.   Where is Thorn located?	</a>
</h1>
<div class="accordion_content" id="faqB_15" style="display:none; visibility: hidden;padding-top:7px;padding-left:23px;padding-bottom:20px;">
Thorn Equipment Finance is based in Sydney, Australia, as a part of Thorn Group, an ASX-listed company. Thorn has a national presence with representation in all states. We think it's important to have someone to meet face-to-face and we'd put you in touch with your nearest manager, who would become your point of contact for support, troubleshooting or feedback.	
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